Brrrring! That’s the sound of the bell! It’s that time of year again and here come the early wake ups, test stress, and late nights studying. Thomsen Homes wants to make sure you and your kiddos get the best out of the school year by providing everything you need to create the best environment possible for your learners! Do your ‘home’work and see what makes a Thomsen Home the perfect place to learn and grow!
It is hard to think of summer when we are enduring blizzards and still digging out from the last one. If you are thinking of moving and have been putting it off till warmer months, don’t hold your breath… warm temps are a ways away. So instead imagine moving into a home where you can make all the sections but move in before summer!
Make your move
If you are on the fence about building or just moving in general look no further! We have homes that are far enough along in the process for you to personalize and make this home your own. Check out these two gems below and start your Thomsen Moment today!
6881 16th St. South Fargo– A 2180 Bi-level located in the development of Bison Meadows 2nd this home offers neighborhood charm and includes appliances, sod yard, deck and upgraded exterior. This home is a canvas waiting for you to make it your own.
1104 28th Ave. W in West Fargo– If you are smitten on a rambler this home is for you. Our 1439 rambler is designed for today’s family in mind. Plenty of space with an open living and kitchen area and a large family room. Personalize this space with for you and your family. If you have always wanted a fun, unique kitchen back-splash you can do it! Or have you dreamed of having a large family room with a fireplace to snuggle up during snow days? Well now you can have all that, before summer!Check out the Thomsen Design studio and start building your new dream home!
The holiday season is a busy time of year and for three of our Thomsen Homes team members they will be celebrating the season in their new Thomsen home. Rebecca, Josh and Chelsey all took the leap of building a new Thomsen home this year with their families and we have asked what they are most looking forward to this holiday in their new home.
Welcome Home Tis’ The Season
“We celebrated Christmas early with my husband’s family, and my mother-in-law helped me set up the tree! Decorating was so much fun this year-I finally have a place to plug in lights above my cabinets and wrap garland around the railing (which I’ve always loved and never been able to do before!) I love that we have plenty of space for the tree upstairs since most of or family time centers around the kitchen, and the way that the light reflects off the snow in our yard through all of our windows. So cozy! :)” -Rebecca
“Everything from decorating the tree to baking cookies in our new kitchen, our family is looking forward to making many memories in our new home. It’s great to have the space to entertain family and friends for the holidays. We are thrilled that we get to spend this first big holiday in our new home!” -Josh
“My husband and I are very excited to spend this Christmas in our new home as it’s our first house that we can call our own. With 3 kids this has always been our dream, to own a home where we can make memories together. Christmas is my favorite holiday and always will be. I love creating traditions and little surprises that my kids will always remember, from baking holiday treats to torturing them with holiday music, this Christmas will be one I will always remember in our new home!” -Chelsey
In a new home for the holidays? What are you looking forward to about spending the holidays in your new house?
Looking for a home that is move-in ready? We have several options to choose from that are completed or near completion. We can help you find a new home that will fit your lifestyle and family needs. Better yet, move into your new home before the snow flies! Spend the holidays in your new home and start creating those memories with loved ones. All these homes include our new level of value, which includes: sod, deck/patio, appliances and LP Smart Siding.
We have several ramblers that are completed or near completion, such as this 1322 rambler with a concrete stamped patio, bright white kitchen and shiplap fireplace!
Looking for a little more space? Checkout our 3-Levels! We have three and four bedroom options, with three fully finished levels.
Our 2-stories are a great option if you’re looking for more space with the option to finish the basement now or a few years down the road. We have several 2-stories that offer 3 or 4 bedrooms in every price point.
What ever style home your looking for, our sales team can help! Contact us to start making the moments that matter most in your new Thomsen home!
Should you buy or should you rent? This is a popular topic that is often brought up around the Thomsen Homes office, especially if you are a first-time homebuyer. There are advantages and disadvantages to both renting and buying a new home. An article by Landon Dowdy on cnbc.com discusses the facts between buying a home and renting a home for millennials. Below is a snippet of the article to help you decide if buying or renting is right for you. Still have more questions? Contact us and we’d be happy to answer any questions you may have.
Here’s where it makes sense to rent:
You have limited funds. If you don’t have the money for a down payment and additional costs of owning a home, renting is the best option. Use rent-versus-buy calculators at Trulia or Bankrate.com to see what you can afford.
You are uncertain about your employment. If you are unsure about your job situation or living paycheck to paycheck, focus on conserving cash for future living expenses and building up your emergency fund, said Evelyn Zohlen, a certified financial planner and president of Inspired Financial in Huntington Beach, California.
But you are better off buying if:
You can cover the additional costs of owning. Make sure you can pay the down payment and closing costs before buying a home. “Most banks still want a 20 percent down payment,” said Ryan Severino, a senior economist and director of research at commercial real estate data provider REIS. So if you are purchasing a $250,000 home, a 20 percent down payment would be $50,000. That’s in addition to a typical 5 to 6 percent in commissions plus another 1 percent in closing costs. Maintenance costs are also a big factor to budget for.
You plan to stay in the home at least five years. It’s best to buy when you have the “long-term horizon,” Zohlen said. Staying in a house that you buy for five years or more means you are more likely to recoup what you paid in transaction costs and generate a return on your investment.
You want to reap the financial benefits of homeownership. Low interest rates make homeownership attractive because it decreases the amount borrowers pay on their loans. Mortgage rates remain near record lows after the 2008 financial crisis. The average rate on a 30-year fixed-rate mortgage is 3.9 percent, according to Bankrate. If you itemize your federal return and don’t qualify for the alternative minimum tax, you can deduct your mortgage interest and property taxes from your tax obligations. And most importantly, you can build equity in your home, something that isn’t possible with a rent payment.
Realtor.com has a useful calculator that will help you calculate the net cost of buying a home vs. the cost of renting over time. Use this beneficial tool to help you decide.